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Credit Analyst

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Credit Analyst in USA

  • Wells Fargo
  • Full time
  • Email

At Wells Fargo, we want to satisfy our customers’ financial needs and help them succeed financially. We’re looking for talented people who will put our customers at the center of everything we do. Join our diverse and inclusive team where you’ll feel valued and inspired to contribute your unique skills and experience.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

Wholesale Banking provides financial solutions to businesses across the United States and globally. Our four major business lines include Corporate & Investment Banking, Commercial Banking, Commercial Real Estate, and Wells Fargo Commercial Capital. We also have groups in credit risk, group risk, finance, marketing, human relations, and the Wholesale Chief Operating Office that support our businesses.

The Business Banking Operations and Support Team, part of the Wholesale Loan Operations Group within Wholesale Banking has an opportunity for a Credit Analyst 1 to join their dynamic team!

Responsible for reviewing loan agreements and testing covenants for businesses and individuals to determine compliance. Analyze tax returns and financial statements per GAAP and internal credit policies using prescribed financial analysis software packages.

Functions include:

Gathering and reviewing various types of financial statements and tax returns
Reviewing loan packages for completeness and accuracy
Ensuring loan request jobs are accurate
Providing assistance to business bankers and internal underwriters
Gathering additional supporting credit documents for new and existing borrowers
Responding to banker inquiries
Contacting available sources for additional information when necessary

Job posting may be removed earlier than stated close date due to volume of applicants.

Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume prior to submitting your application for consideration. If you are a Wells Fargo Team Member, in your Jobs Profile ensure that your email address is valid and updated to an address that can receive external emails outside of the banking network. Initial contact with you will be made via e-mail. Please check your e-mail regularly for updates. If you plan to be away the office, update to include your personal email to ensure you do not miss communication through the selection process.

Team members support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Required Qualifications

6+ months of financial analysis experience


Desired Qualifications

Intermediate Microsoft Office skills
Good analytical skills with high attention to detail and accuracy
Excellent verbal, written, and interpersonal communication skills
Ability to work effectively, as well as independently, in a team environment
Knowledge and understanding of credit bureau attributes
Experience with one or a combination of the following systems: Business Lending and Sales Tracking (BLAST), Hogan, Automated Financial Systems (AFS) commercial loan system, or SeeMorePlus
Experience maintaining employee performance improvement using constructive coaching
A BS/BA degree or higher in business administration, economics, accounting, finance, or other business related field
Experience using business knowledge and critical thinking skills to deliver upstream and downstream project impacts
Experience analyzing accounting principles, tax returns, and business and personal financial statements

Job Expectations

Ability to work additional hours as needed

Salary Information

The salary range displayed below is based on a Full-time 40 hour a week schedule.

NC-Charlotte: Min: $36,500 Mid: $50,000

Location: 8505 Ibm Drive - Charlotte, NC

$50,000 a year



Wells Fargo

Wells Fargo is a diversified, community-based financial services company with $1.9 trillion in assets.

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